780-458-5595 Royal LePage Premier Real Estate

2017 Realtors Summit

September 19th, 2017 by royallepagepremier

The Royal LePage Premier team is excited to be attending the Realtors Summit, happening today at the Fantasyland Hotel. We are always focused on professional development, and are looking forward to this event which will include a keynote speaker and a range of presentations about different aspects of the property sales business, thousands of square feet of exhibitors, and the latest market tools for the Real Estate industry. This will be a great event to help us continue to strive for improvement and expand our education.

 

https://www.raesummit.com/

Ideas for an energy efficient home

September 12th, 2017 by royallepagepremier

Autumn is a wonderful time of year. The changing leaves, the crisp mornings and sunny afternoons, and pumpkin spice everything! No one wants to think about it just yet, but winter is on its way. And here in Alberta, it can take a lot of energy to keep our homes toasty and warm. These costs can add up, so here are a few simple ideas to help make our homes a bit more energy efficient before the furnace gets turned on, all while saving a few dollars at the same time.

We all know the old tips and tricks for energy saving. Turn the lights off when you leave a room, don’t stare into the refrigerator too long, fix any leaky toilets or taps, turn the thermostat down when you leave the house, etc. There are also a few other things we can do to conserve and cut costs that don’t necessarily come to mind right away.

Did you know that some appliances and charging devices can draw electricity, even when not in use? Obviously, we aren’t going to unplug our stove or washing machine when we leave the house, but there are some appliances we can. Shutting down your computer will only put it on “stand by” and it will continue to draw power in this state. A good idea is to have all computer, printer, and other charging cords plugged into a power bar. This way, you can switch the whole thing off without much hassle, and save that energy wastage.  It may not seem like much, but doing things like this can save 8% or more in energy costs.  Over the year, that can add up!

Buying Energy Star household appliances is another great way to conserve. To get the Energy Star rating, these products must meet strict guidelines to have meet the certification, which means more savings to the consumer in the long run. Switching to LED lights indoors and outdoors (even Christmas lights too!), and installing a programmable thermostat are small ways we can add to our energy savings

The Government of Alberta also offers a direct, no-charge installation of some energy efficient products. Across the province, in rural and urban areas, condos, town homes and houses. For more information on this program contact Energy Efficient Alberta at 1-844-357-5604 or https://www.efficiencyalberta.ca/residential-no-charge/

Saving energy is a win win for both the wallet and the environment. While most of us aren’t ready to retro-fit our entire home with new appliances or install solar panels just yet, making small changes to our habits, and upgrading, as we can, is heading in the right direction.

 

Thinking About A Career in Real Estate?

August 31st, 2017 by royallepagepremier

Please join us on Thursday, September 28, 2017 at Good Earth Coffee House in St. Albert and learn about becoming a Real Estate Agent.  Please RSVP to Shirley Williams at 780-458-5595 or englishbob@telus.net. And coffee is on us!

Royal LePage Premier Real Estate hosts 5th Annual Charity Golf Classic

August 24th, 2017 by royallepagepremier

More than $26,500 was raised for the Royal LePage Shelter Foundation at the 5th Annual Royal LePage Premier Real Estate Charity Golf Classic held in St. Albert, Alberta on June 2.

Despite a torrential downpour and hail, 132 guests enjoyed a day of golf that featured a variety of unique and lighthearted on-course activities and games. “The weather this year was terrible, but we still managed to have our most successful tournament to date,” said broker/owner Shirley Williams. “Our generous sponsors, volunteers and players helped us break last year’s record and bring our total raised in five years at this event to $100,000!”

100 per cent of funds raised will benefit the Stop Abuse in Families Society, an organization that serves clients who are experiencing abuse and the devastating effects to the family.

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Thank you Maggie for nominating us!!!

August 8th, 2017 by royallepagepremier

Best Real Estate Agents in St Albert, AB!!!!!

August 8th, 2017 by royallepagepremier

Handpicked Top 3 Real Estate Agents in St Albert. How can we actually say this? Our 50-Point Inspection includes everything from checking reputation, history, complaints, reviews, satisfaction, trust and cost to the general excellence. You deserve only the best!

 

https://threebestrated.ca/real-estate-agents-in-st-albert-ab

 

So this happened June 2nd 2017!!!

August 4th, 2017 by royallepagepremier

5 (Totally Legal) Tricks to Boost Your Credit Score Fast

June 19th, 2017 by royallepagepremier


So, you’ve decided next year is the year you’re finally going to buy a house. Congrats! But now you’re a little panicked because your credit score isn’t exactly going to make lenders swoon.

You’re not alone. The national average credit score is 695, while only half of consumers fall in the desired 700-plus range. Although you certainly can get a mortgage with that score, you’ll need a 740 or higher to get the best rates. And that point is not lost on potential home buyers, 45% of whom wait for their credit scores to improve before applying for a mortgage.

While credit history isn’t built (or, for that matter, destroyed) overnight, there are still some things you can do right now to boost your credit score—fast. Here are some sneaky yet totally legit ways you can improve that all-important three-digit number in record time.

1. Pay down your balances like a ninja

Paying down your debt is the thing you can do that could have the biggest—and fastest—impact on your credit. Credit utilization (or the amount you can borrow versus the amount of debt you’re carrying) accounts for 30% of your credit score. And the more available credit you have, the better.

If you have the cash on hand, try to time your payments so you’re reaping the credit-reporting benefits.

“The easiest way to optimize your utilization is to use a credit card and pay your balance down to 1% of your credit limit right before your bank reports to the credit bureaus,” says Liran Amrany, founder and CEO of Debitize, a financial technology company that automates better money and credit habits. “You want to have positive utilization so it’s clear you are using the card, but otherwise want to be as low as possible,”

Not sure when your creditor reports? You could call them up and ask, or you can check your credit report. According to Amrany, you want to pay before the date last reported.

Estimated time for improvement: One month

2. Get your bills current

You hopefully already know that you have to pay your bills on time to get a good score. If you’re already late on a payment, pay that puppy ASAP for a quick credit boost.

“Because paying bills on time is the most important factor in a credit score, going from paying one or more bills late each month to paying all on time could show an improvement in one to two months,” says Kevin Gallegos, vice president of Phoenix operations for Freedom Financial Network.

Bonus: If you’re less than 30 days late and you can make the payment today, do it! Creditors don’t typically report until after the 30-day mark.

Estimated time for improvement: One to two months

3. Open a new account

Opening a new credit account can help in two ways.

First: “If you open up a new card, which increases your total outstanding credit line, your utilization should improve,” Amrany says.

Second: If you have only one type of credit card or a small loan, opening another type (like a store card) can help your “credit mix,” a term the credit bureaus use to indicate whether a person can handle different kinds of accounts.

But don’t go nuts—try opening just one new account, at least at first. If you apply for a card every time you’re asked whether you want 10% off your purchase today, you’ll take a hit on the number of recent inquiries . And that won’t look good.

Estimated time for improvement: One to six weeks, based on processing and reporting your new account

4. Become an authorized user

Have a responsible partner or family member? Becoming an authorized user on one of their accounts will let you piggyback onto their good credit history.

“The full history of the other account shows up on your credit report immediately,” Gallegos says. “And when this older, established credit account is added to your credit history, it results in an increase in the average age of accounts you’ve ‘managed’ (which also increases your credit score).”

Just be careful to make sure the person you choose actually pays his bills on time and keeps the debts low—just like good credit history, bad history will show up, too.

Estimated time for improvement: Immediately

5. Don’t bother with additional payment histories

A popular credit-boosting myth says you can add to your credit history (and improve your score) by calling your other providers—like your wireless provider or utility company—and asking them to report your payment history to your credit report. It sounded like a pretty good deal, so we asked the experts about it.

But alas…

“Each of the major credit-reporting agencies is making some changes to include more bill payments, albeit slowly. In general, though, most of the time, these types of payments only appear on credit reports when they are delinquent,” Gallegos says.

So, that one probably won’t work in your favor, but there are still plenty of things you can do now. House, here you come!

Compliments of Realtor.com

The Employment Environment in May

June 12th, 2017 by royallepagepremier

The latest labour force report shows Alberta’s labour market is indeed progressing after a rough couple of years. In May, the province’s economy added a net total of 2,100 jobs. Even though nearly 17,000 part-time jobs were lost, approximately 19,000 part-time jobs were gained. Today’s Owl looks at the sectors or industries where employment was added.

Employment in and related to the resource sector—dominated by oil and gas jobs—was higher in May and showed the strongest growth amongst all sectors. 4,400 new jobs directly related to resource extraction were added and 4,500 professional, scientific, and technical jobs were added. Both of these types of jobs have been hit hard by the oil price downturn. The gains, however, show that Alberta’s oil and gas industries are finding their grooves again.

Job gains were also captured in seven other sectors. Notable advances were recorded in business, building and other support services (3,100) as well as transportation and warehousing (2,100).

Several sectors dropped employment from April to May, too. Not surprisingly, the construction sector shed the most jobs, losing nearly 6,000 in May. Other noteworthy cuts occurred in educational services (5,200), wholesale and retail (3,000), healthcare and social assistance (2,800) as well as finance, insurance, real estate, rental and leasing (-1,000).

The positions added in May lean towards being better-paying jobs, namely those connected to resources and business. So, while part-time positions continue to be cut, the quality of work that’s becoming available in Alberta is promising.

Compliments of Owl Alberta

A Look Back at May’s Housing Statistics

June 5th, 2017 by royallepagepremier

 

 

 

 

 

 

In the Edmonton Census Metropolitan Area (CMA), all residential unit sales for May 2017 are up 25.37% relative to April 2017, and down 2.78% compared to May 2016. Relative to this period of time last year, the year-to-date sales are up 38.19% month over month and 2.70% year over year.

Average prices for single family home increased both month over month and year over year, increasing to $440,907, up 0.33% compared to April 2017 and up 0.26% relative to May 2016. Condominium average price was $250,818 in May 2017, a decrease of 2.69% compared to April 2017 and a decrease of 0.67% compared to May 2016. Average prices for duplexes/rowhouses and condominiums decreased in May. Duplexes and rowhouses average price decreased to $344,406, a 3.75% decline from April 2017 and 1.52% lower than May 2016.

“We are in the middle of our busiest season for real estate,” says James Mabey, REALTORS® Association of Edmonton Chair. “More sellers are entering the market and are motivated to move their properties before the summer months, which provides the best selection of properties for buyers who are actively looking and taking advantage of the increased number of listings typical for this time of year.”

Inventory continued to increase for May and is up 10.16% over April 2017, increasing 4.33% relative to May 2016. New listings increased 16.21% relative to April 2017, and increased 15.09% compared to May 2016.

Average days on market remained stable, decreasing slightly for most categories in May. The average for single family homes was 48 days on market, identical to April 2017, and down marginally compared to 51 average days in May 2016. Condominiums increased to 62 days on market from 60 days in April 2017 and May 2016. Average days on market for duplexes and rowhouses decreased to 61 days, compared to 64 days in April 2017 and increased compared to 59 days in May 2016.

 

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the REALTORS® Association of Edmonton. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.
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